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Who gets the best cheap car insurance in North Carolina? As the data above shows, your credit score is one of the bigger influences on the price you ll pay for coverage. But, there are many other factors that play into your premium, too. With every company considering them differently, it s critical to shop around.  If you want to get the best rate for you, you ll need to start by getting quotes from several different insurance companies. Once you have a few different quotes, you ll want to compare them and look for the policy that gives you the most coverage for your money by giving the most coverage types and the highest limits. Also look at the deductible, or the amount you ll pay out-of-pocket if you get into an accident. 

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