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Operator
Ladies and gentlemen, thank you for standing by, and welcome to Global Payments Fourth Quarter and Full Year 2020 Earnings Conference Call. [Operator Instructions]
At this time, I would like to turn the conference over to your host, Senior Vice President, Investor Relations, Winnie Smith. Please go ahead.
Winnie Smith
Good morning, and welcome to Global Payments fourth quarter and full-year 2020 conference call.
Before we begin, I d like to remind you that some of the comments made by management during today s conference call contain forward-looking statements about expected operating and financial results. These statements are subject to risks, uncertainties, and other factors, including the impact of COVID-19 and economic conditions on our future operations that could cause actual results to differ materially from our expectations.