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The report follows IFoA’s Great Risk Transfer, a campaign launched in January 2020. The initiative was set up to investigate the ways in which risk is increasingly being transferred from institutions to individuals, especially when it comes to the planning of finances. IFoA said actuaries work across many areas of the financial sector, with a focus on understanding and managing risk and uncertainty. “In order to bring a distinctive and meaningful contribution to this debate, our recommendations focus on the actuarial aspects of this trend in the transfer of risk, particularly in relation to pensions and insurance,” it said. John Taylor, immediate past president of the IFoA, said: “Transfer of risk to individuals has been driven by governments and companies seeking to reduce their risks. While this may be a rational strategy for these institutions, it has had damaging impacts for consumers and society as a whole.”

United kingdomJohn taylorFinancial conduct authorityPensions service dashboard steering groupGreat risk transferPayment protectionPension regulatorConduct authorityPension wisePeriodical paymentஒன்றுபட்டது கிஂக்டம்ஜான் டெய்லர்நிதி நடத்தை அதிகாரம்நன்று ஆபத்து பரிமாற்றம்கட்டணம் ப்ரொடெக்ஶந்ஓய்வூதியம் சீராக்கி