As I retired this year, I was given the full pension of £700 per month, which meant I was classed as not needing pension credit.
However, people who can claim this credit (making their income £700, the same as me) do not not have to pay council tax, plus lots of other benefits.
I have worked for six years longer than those on original state pension, but I am now in effect £140 a month worse off because I cannot claim this benefit. How can this be classed as fair?
Retirement finances: I worked to get my full state pension, so why are people on pension credit better off than me?
Why are people on pension credit better off than me? dailymail.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailymail.co.uk Daily Mail and Mail on Sunday newspapers.
I have just received notification of my weekly amount of state pension for this year, albeit 3 weeks after the date at the top of the letter!!
My husband died four years ago and I inherited his Serps. I paid full married woman’s National Insurance contributions for the 13 years that I worked full time.
Each year since 2017 when I was widowed, I have received the usual 2.5 per cent increase on the weekly amount I was initially given by the Department for Work and Pensions.
State pension: Why has my weekly payment gone up by 1.6% instead of 2.5% this year?
Now, suddenly I have only been awarded 1.6 per cent increase weekly. I have received no notification or explanation as to why this has happened.
I m in the process of working through my pensions as I am approaching 50 years old.
I have worked for two major financial institutions for 12 and 13 years respectively so hopefully would have built up a decent private pension pot when combining the two.
My wife has not been in paid employment whilst the children have been at primary school age and thus her National Insurance contributions are behind mine.
Planning ahead: How can I boost my wife’s pension so we can retire at the same age? (Stock image)
I have paid 33 years straight so only have two years left to go until I have paid the full amount required for a full state pension.
How can I boost my wife s pension so we can retire at the same age? dailymail.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailymail.co.uk Daily Mail and Mail on Sunday newspapers.