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Worried About Inflation? This Investment May Be an Option for Your Portfolio

In addition, the Federal Reserve has indicated its willingness to let inflation run hotter than the standard 2%, although some experts think the March surge is temporary. It s hard to say if inflation is a primary concern right now, but there s a strong case to be made that inflation could continue to tick higher over the next several years as the economy heats up, said certified financial planner Douglas Boneparth, president of Bone Fide Wealth in New York. So I wouldn t discount anyone s concerns. The economy is expected to grow more than 6.5% this year, according to a recent CNBC survey of economic experts. Respondents also anticipate that the unemployment rate will drop to 4.9% and inflation will come in at 2.5%.

Be Ready for the Unexpected With an Emergency Fund

Be Ready for the Unexpected With an Emergency Fund © (Getty Images) Close up of a mature woman doing her bills at home The emergency fund is a critical tool for financial security – a fact that was reinforced for many when the coronavirus pandemic tested their ability to weather an economic storm. The personal saving rate hit an all-time high last year as consumers hunkered down during the pandemic. Experts, however, say the full ramifications of 2020 s economic downturn on individuals abilities and willingness to save for an emergency are still unknown. The portion of disposable income set aside as personal savings during the pandemic hit a high of 33.7% in April 2020, according to the U.S. Bureau of Economic Analysis. Though the personal saving rate dropped from there to the most recent rate available of 13.6% in February 2021, it s still relatively high compared to pre-pandemic levels of 7.2% in December 2019.

Douglas Boneparth s Relentless Marketing Is Paying Off

Your article was successfully shared with the contacts you provided. Douglas Boneparth’s financial advisor dad counseled him at the start that an FA needs to have “the heart of a social worker and the mind of a capitalist.” The younger Boneparth, now 36, would take that a bit farther to add a third vital: the nerve of a relentless marketer. Or else how would pandemic-lacerated 2020 turn out to be the RIA’s very best year? He tells all in an interview with ThinkAdvisor. In 2021, Boneparth’s flourishing New York City-based practice, Bone Fide Wealth, has had an equally super start.

Want to Get in the Crypto Trade Without Holding Bitcoin Yourself? Here Are Some Investing Ideas

There are a few ways that people can invest in cryptocurrency and even bitcoin, or the technology behind it, without holding any coins themselves. While it might not completely shield investors from cryptocurrency s trademark volatility, it can give them some protection from loss. Invest in companies that hold bitcoin or another cryptocurrency One way to have exposure to bitcoin without holding it is to invest in the stocks of companies that have cryptocurrency related services or hold coins themselves, said Ross. That includes a wide group of publicly traded businesses throughout different sectors that have either added bitcoin to their balance sheet or have services for storing or paying with cryptocurrency.  

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