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Can I close my new stock & shares Isa and start a another one?
thisismoney.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from thisismoney.co.uk Daily Mail and Mail on Sunday newspapers.
The house I m buying has been down-valued by the mortgage lender What do I do?
dailymail.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailymail.co.uk Daily Mail and Mail on Sunday newspapers.
Can I close my new stock & shares Isa and start a another one?
dailymail.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailymail.co.uk Daily Mail and Mail on Sunday newspapers.
My girlfriend and I purchased our house in North London eight years ago.
It has four bedrooms and, since owning it, we rented out the other three rooms to friends and lodgers to help pay the mortgage.
We paid £300,000 for the house and have been told by an estate agent we could potentially sell for £600,000 today.
But we have also been warned that we may be liable to pay capital gains tax due to the fact we have been receiving rent from three lodgers - despite living in the property ourselves.
Taxing times: Capital gains tax can be charged on any profits you make on an asset that has increased in value, when you come to sell.
My partner and I are looking to increase space and add value to our current home.
We have been advised that either a loft conversion or a rear extension would be the best way to do this.
How should we decide what to do? How much will it likely cost? What will be involved? And how much value will we add to our home?
The average cost of a loft conversion in the UK is around £40,000, according to MyBuilder
Ed Magnus of This is Money replies: The pandemic and its resulting lockdowns have given us an overwhelming desire for space – whether that is for an extra room to work in or a garden to escape to.