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Acquiring financial maturity

Acquiring financial maturity
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Large Number Of Americans Reported Financial Anxiety And Stress Even Before The Pandemic - New Study Finds Lack Of Financial Literacy Linked To High Levels Of Stress And Anxiety

Date 28/04/2021 A substantial number of adults in the United States between the ages of 21 and 62 felt anxiety and stress about their personal finances well before the onset of the COVID-19 pandemic, according to a new report published today. Researchers found that financial stress and anxiety are highly linked to low levels of financial literacy, problematic financial behaviors and decreased financial security. Researchers at the Global Financial Literacy Excellence Center at the George Washington University and the FINRA Investor Education Foundation used data from the foundation’s 2018 National Financial Capability Study, as well as focus groups conducted in December 2020, to examine the prevalence of financial anxiety and stress among adults in the U.S. and the factors that likely contribute to higher levels. They also looked at the long-term consequences of these feelings.

Financial anxieties made worse by pandemic: report

James Langton The disruptive effects of Covid-19 have made things worse, but even before the pandemic, many U.S. households were stressed about their finances, according to new research from the FINRA Investor Education Foundation. A study of more than 19,000 adults found that 60% reported anxiety over their personal finances and 50% said discussing their finances was stressful. The study also found that more women (65%) reported finance-related anxiety than men (54%). “Alarmingly, we find that even prior to the pandemic, more than half of American adults were experiencing financial anxiety,” said Annamaria Lusardi, economics professor and academic director of the Global Financial Literacy Excellence Center at the George Washington University (GW), which produced the research along with the FINRA Foundation.

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