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If America somehow managed to educate millions of college students without burdening them with $2 trillion in debt in 1993, why is it now “impossible” to do so, even as America’s wealth and gross national product (GDP) have both rocketed higher over the past 27 years? Predators thrive on Americans’ short memories. Student loans in their present scale did not exist prior to 1994. According to the Federal Reserve FRED database, the student loan balance was zero in 1993. From zero in 1993 to $1.728 trillion in 2021: this is the predatory financialization of higher education which has enriched lenders, Wall Street and the Higher Education Cartel. As I’ve noted before, such parasitic rapaciousness would have been criminal a few generations ago; now it’s cheered as a reliable source of profits by Wall Street and treated as 

United statesCharles hugh smithMatt taibbiFree universityHigher education cartelFederal reserveWall streetHigher educationTrillion dollar lieNearly freeDivine retributionShrinking planetMax bordersFinal fallDemocratic republicConsulting philosopher