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Mastercard, Samsung join forces to introduce biometric payment card

Overdraft fee income for banks closes out 2020 with a muted resilience

Temenos brings explainable AI to Canadian Western Bank

Temenos taps into explainable artificial intelligence, which is integral to its new partnership with Canadian Western Bank. And other banks could use similar applications to correct bias in traditional AI models and complement the customer experience. Insider Intelligence publishes hundreds of research reports, charts, and forecasts on the Banking industry. Learn more about becoming a client. The banking software company is  teaming up with Canadian Western Bank (CWB) to provide its new Temenos Virtual COO solution to small and medium-sized businesses (SMBs). Banks could utilize XAI technology to rectify the black box problem. Insider Intelligence The product is built on top of Temenos omnichannel digital banking platform and utilizes explainable AI (XAI) and analytics to support financial decision-making at SMBs. By aggregating banking and business data, SMBs are able to assess their current and projected fin

According to a recent survey, autonomous checkout is here to stay

utonomous checkout tech. This interest raised the question of whether the technology poses a threat to traditional brick-and-mortar retailers. Insider Intelligence publishes hundreds of insights, charts, and forecasts on the Payments & Commerce industry. Learn more about becoming a client. A recent  US consumers are warming up to checkout-free solutions. Insider Intelligence US consumers are warming up to checkout-free solutions such as Amazon s Just Walk Out  tech. The AI-powered solution allows consumers to walk into a store, pick out their desired items, and leave without having to stop to pay. While only 28% of US consumers have visited an Amazon Go store, out of those that have, 54% described the experience as excellent while another 35% described it as good. Notably, more than half (57%) of the 30,000 survey respondents said they d be excited to see an Amazon Go or other AI-enabled store come to their n

UK s new business loan program puts a return to normalcy at its center

The UK government plans to launch a new loan scheme for businesses impacted by the pandemic. Insider Intelligence The  CBILS) and Bounce Back Loan Scheme ( BBLS) starting April 1, offering loans between £25,000 ($32,059) and £10 million ($12.8 million) with each loan carrying an 80% state guarantee. Specifics on interest rates or eligibility criteria are not yet available, but they will reportedly be more strict than those of the government s current relief schemes. The UK s pandemic relief schemes provided billions of pounds in loans to large and small businesses, keeping them afloat during the worst of the pandemic. At the pandemic s onset, the government fast-tracked the CBILS and BBLS to ease barriers to access for borrowers and spur participation from UK lenders: The CBILS allowed accredited lenders to provide up to £5 million ($6.4 million) across various forms to businesses, while the BBLS was more tar

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