Excellent Low Interest Credit Cards of 2021
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Advertiser disclosure
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.Here is a list of our partners.
Introduction
Bank of America’s Business Advantage Cash Rewards credit card is a surprisingly simple credit card targeted toward small business owners. The card offers 3% rewards in your chosen category, 2% cash back on dining and 1% cash back on all other purchases. The card has no annual fee. The 3% and 2% rate is capped at the first $50,000 in combined spending each calendar year.
While there are cards that earn more rewards in business and travel categories, few cards offer the ability to select from as many categories as the Business Advantage Cash Rewards card offers. Additionally, the ability to change your 3% bonus category month-to-month is a unique feature that opens up some interesting opportunities for those seeking to maximize rewards.