Today s mortgage and refinance rates: April 4, 2021 | Rates rise
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Since last Sunday, the majority of mortgage and refinance rates have increased. However, mortgage rates on 7/1 ARMs have dropped. In general, rates are still at all-time lows.
You might think about a fixed-rate mortgage if you re aiming to get a mortgage or refinance because you ll receive a lower interest rate than you would with an adjustable-rate mortgage. You ll also secure your rate for 15 or 30 years without gambling on a future rate increase with an ARM.
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NBKC Bank mortgage interest rates
NBKC has a thorough, easy-to-use feature for seeing a customized interest rate on home purchases and refinances. Enter the value of the home you want to buy, down payment, state, and credit score to see your estimated interest rate.
NBKC shows rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages. It provides your interest rate, APR, monthly principal and interest payment, and lender fees. You ll see several columns with different numbers; the numbers vary depending on how many discount points you d use at closing.
The website is more in-depth than what most lenders provide, and you ll get a good idea of what you ll pay should you go through NBKC.
Today s mortgage and refinance rates: April 1, 2021 | Rates rise
If you buy through our links, we may earn money from affiliate partners. Learn more.
All mortgage and refinance rates have increased since last week, bucking the trend of falling rates over the last several days. Overall, rates remain at historic lows.
If you re looking to buy a home or to refinance, you might want to pursue a fixed-rate mortgage as you ll get a lower interest rate than you would with an adjustable-rate mortgage. You ll also secure your rate for the long haul, whereas your rate might go up later with an ARM.