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IN our first article, which was published in The National on March 26, the Scottish Banking & Finance Group (SBFG) proposed that Scotland will need to reform our financial system if we are to make a success out of our independence and that we will need to redesign both the banking system and reform the way our pension funds function. The whole of our financial system must be designed to serve the people and be accountable to the people through a democratic constitution and elected Parliament. In short, our money must be designed and used for the benefit of the people, and to support the creation of real wealth by producing the goods and services we all need individually and collectively to live well and in harmony with nature.

United kingdomUnited kingdom financial conduct authorityCommunity bankStrathclyde pension fundNational investment bankHousing bankScottish banking finance groupAgriculture bankEnergy bankScottish local government pension schemesScottish bankingFinance groupஒன்றுபட்டது கிஂக்டம்ஒன்றுபட்டது கிஂக்டம் நிதி நடத்தை அதிகாரம்சமூக வங்கிதேசிய முதலீடு வங்கி