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The Atlantic A third option is necessary: a way to rent without making someone else rich. March 11, 2021 H. Armstrong Roberts / Getty / The Atlantic America conceives of itself as an “ownership society.” Nearly two-thirds of U.S. households own their home, and the idea of renting is inseparable from ownership in the U.S. context. Renting is given meaning by its relationship to ownership it’s how you live if you can’t afford, or aren’t yet ready, to own. America treats renting as it has treated the minimum wage for the past several decades: unworthy of serious concern, just a phase in young people’s lives, and a long-term outcome only for those unwilling to pull themselves up by their bootstraps. This perspective is a big part of why renters enjoy so few protections, and why the U.S. showers roughly $150 billion on homeowners each year but only a fraction of that on renters, despite renters having about half the median household income of owners.

United statesClayton nallBaby boomersWilliam marbleAnnual rentHousing situationYoung peoples livesMuch wealthPublic ownership rental optionOwnership societyFoundation of the programCoastal citiesRenters support buildingTremendous drawbacks of homeownershipMutual fundsTwo thirds of us households