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Calculated Risk
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Forbearance Rates Mark Slight Decrease, But Improvement Still Needed — RISMedia
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Calculated Risk: MBA Survey: Share of Mortgage Loans in Forbearance Slightly Decreases to 3 47%
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The Census Bureau released the Residential Vacancies and Homeownership report for Q2 2021.
It is likely the results of this survey were significantly distorted by the pandemic.
This report is frequently mentioned by analysts and the media to track household formation, the homeownership rate, and the homeowner and rental vacancy rates. However, there are serious questions about the accuracy of this survey.
This survey might show the trend, but I wouldn t rely on the absolute numbers. Analysts probably shouldn t use the HVS to estimate the excess vacant supply or household formation, or rely on the homeownership rate, except as a guide to the trend.