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BBC News
By Alun Jones
image captionThe old £10 note has gone the way of the old pound coin
More than £28bn in old fivers, tenners, £20 and even £50 notes have not been cashed in.
The paper £10 and £5 banknotes are no longer legal tender - while paper £20 and £50 notes cannot be used after September 2022.
On top of that, there are about £109m in the older round pound coins that have not been banked, according to the Royal Mint.
The Bank of England will continue to swap old notes for their face value.
Details of the cash still hiding in homes was revealed in a Freedom of Information request from BBC Wales.
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