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Should You Go Back To School As A Part-Time Student?
December 21, 2020 11:22 AM Zina Kumok - Forbes Advisor
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For most people, going back to school isn’t exactly about reliving the college experience.
By the time you enroll in a graduate program or to finish out your undergrad there are usually bills, rent and other financial responsibilities requiring your attention. That means splitting your time between the classes you need to graduate and the job you need to make ends meet.
The considerations for full-time and part-time students are similar, but not identical. Here are some things you should know before deciding to go back to school part-time.
I Maxed Out My 36-Month Student Loan Deferment. What Now?
December 18, 2020 5:41 AM Zina Kumok - Forbes Advisor
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December 19, 2020 8:42 AM
The economic fallout from the Covid-19 pandemic has left millions of Americans underemployed or jobless, making it increasingly difficult to pay for basic living expenses. In circumstances like these, student loan payments become a much lower priority.
That’s why deferment exists to give borrowers who are struggling financially some time to recover, so they can avoid defaulting and eventually pay off their balance in full. But what happens when you max out the 36-month deferment limit for economic hardship?
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December 10, 2020 5:33 AM Zina Kumok - Forbes Advisor
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December 11, 2020 3:00 PM
If you’ve ever found yourself in a financial bind, you know that staying afloat by charging expenses to a credit card is a common go-to. When payday isn’t until next week and your bank account is cleaned out, that plastic in your wallet can end up being the only way to keep food on your table.
So why can’t the same approach work for student loan payments?
It’s an interesting idea and technically, it can be done but there are a few good reasons why you might want to consider other options. Here’s what you need to know.