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A crisis of confidence, easy access to credit, and falling home prices are creating a dizzying mix of financial calculations for Chinese households.

Hong kongMax maraAdam wolfeAngel wuHong kong wechatZhong weiyiNational institution forGoldman sachsStrategy researchAnt group alipayInternational monetary fundAbsolute strategyNational institutionAnt groupMontblanc sold beatlesArticle normal