over banks. i thought one of the most important facts he gave in that speech was that black home ownership in the united states of america is at a lower rate today than it was when we passed the equal housing act. a long, long time ago. that is a shame upon our country, and i m not sure i have heard a president lay out the lack of fairness in the insurance market and the housing market and all of the things that contribute to the wealth disparity in this country, and it s a black wealth disparity. i think jason s right about that. i think sometimes we re busy trying to say disadvantaged or this person or that person. there is real racism in this system, and i think joe biden, even though he may not have come at it as frontally as my friend jason would have, i think he was
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