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We write in advance of the 72nd pre-session of the Committee on Economic, Social and Cultural Rights regarding its review of the United Kingdom of Great Britain and Northern Ireland’s compliance with the International Covenant on Economic, Social and Cultural Rights (ICESCR).
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Insurance Post
A tale of two countries encountering retirement income needs
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In the second Market Insight piece by Insurance Post s sister expert research brand Chartis, its research director, wealth management, Denise Valentine looks at how the UK and US authorities are taking steps to encourage people to plan and invest for their retirements.
Denise Valentine, research director, Chartis Research
Societies are not apples-to-apples comparisons as they are impacted by different social programs and cultural norms. Yet, human nature has a few common tendencies and it is interesting to note the opposite occurrence regarding retirement annuities in the UK and US. Both countries have slower recent population growth according to national statistics offices (0.5% and 0.35% respectively) and aging populations. One has reversed an annuity mandate at retirement, the other introduced an optional annuity purchase ability within a contribution plan.