Having and sticking to a budget is a crucial component and a steppingstone in achieving financial well-being. Yet, 30% of Americans don't budget because they simply don't think they need this.
+23,200 jobs | 0.18% In the US in June, small businesses with one to nine employees created 23,200 jobs an increase of 0.18% since May. Nationally, these …
Take the stress out of planning by figuring out how to set a wedding budget you can stick to. Follow these steps to determine what to spend and how to save, according to our editors and wedding experts.
7 Ways Americans Plan to Ensure a Financially Secure Retirement
Have you taken any of these steps to prepare for your golden years?
A secure retirement is in your hands and nobody else’s.
For better or worse, we all have to finance our own retirement. Sure, Social Security and Medicare will help. But workplace pensions are rare, and few will inherit fortunes from their parents or anyone else.
Fortunately, many Americans understand and accept this reality. They are taking steps long before retirement to make sure they will not struggle financially during their post-work years.
Recently, the National Institute on Retirement Security asked 1,200 people 25 and older what they are doing to ensure a financially secure retirement. Below are the methods they cited most often.