the supreme court, the supreme court said they are optional. the government doesn t have to pay it. it is not holding the money. congress can spend it or not. steve: we paid into it and expectation. it is a moral deal but not a legal obligation on the part of the congress. and so republicans say let s offer a younger genation another option one that allows them to save their own money. gretchen: where is the messaging going wrong. is it easier to say granny over the cliff. it was horrific and blurred the message and scared decent people in to fearing that the government saving money will ke it away. brian: that is a play of throw mom from the train.