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'Third rail' heats up as Social Security reform talk increases

Sen. Bill Cassidy, R-La., says the reason Social Security will be the deadly third rail of politics is not avoiding its impending insolvency.

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Blue Cross reorganizations in N.C., N.J. prompt fears on premiums, service

North Carolina commissioner raises red flag over Blue Cross change to a not-for-profit mutual; New Jersey activists sue to stop conversion.

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Study: Young people buying insurance worry about wrong risk

A survey on buying insurance finds the Gen Z and millennials worry about early death but not as much about the real risks.

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Accounting standard dampens life insurers' interest in high-interest bonds

Life carriers would love to trade low-interest bonds for new higher-rate ones, but an NAIC accounting standard dissuades them, study finds.

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How an agent can effectively counter life insurance objections

Prospects and clients may come to the process with life insurance objections. Insurance professionals can use the LAER method to work through those preconceptions.

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