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president biden signed the inflation reduction act into law this afternoon. ok, so what exactly does it mean for you? out of pocket costs for drugs will be capped. for seniors, insulin will be just $35. families will save $2,400 on health care premiums. energy costs, down an average of $1,800 a year for families. and it s paid for by making the biggest corporations pay what they owe. president biden s bill doesn t fix everything, but it will save your family money. this is the planning effect. if shannon s thinking, where do i want to retire? , she ll get some help from fidelity to envision a plan for the future. fidelity s one-on-one financial coaching helps shannon measure her progress and know her next steps. plus, shannon s professionally managed ira has a strategy based on her comfort level with risk and reward which leaves shannon feeling so good she can enjoy more of what s right in front of her. that s the planning effect, from fidelity.