the great beauty of owning a property is that you can create wealth through capital appreciation, and this has been denied to many south africans for generations. this is an opportunity to right that wrong. the idea was to bring capital into the aouth africa, with a fund that offers families of modest income safe and good accommodation. citi got involved very early on and showed an enormous commitment. and that gave other investors confidence. citi s really unique, because they bring deep understanding of what s happening in africa. i really believe we only live once, and so you need to take an idea that you have and go for it. you have the opportunity to say, i ve been part of the creation of over 27,000 units of housing, and to replicate this across the entire african continent.