janet yellen makes it every morning. take a loan on 401k plan, paying yourself back. i blame janet yellen, ben bernanke. line them up. melissa: people used to save in the house. you buy a house with newlywed couple, you live entire life, when you go to retire build huge equity, that is savings to retire. i fear that changed permanently when we saw this bubble. now housing prices will not inflate like that. that was the way people saved. millenials will have to choose, education or a home. melissa: there you go. one university is defending its planned football facility. a $55 million complex that reportedly includes mini golf in a football complex. a sand volleyball court, laser tag, a movie theater, and much more. is spending on college sports out of control? or is this the way to get the best recruits and even the best students. we ll discuss. come on in pop pop.