The good: Americans are saving for retirement at record rates driven in large measure by the growing number of employers automatically enrolling them in workplace 401(k) plans and workers automatically boosting the percentage they contribute each year. The bad: Account balances took a hit in recent years.
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Incorporating insurance into participants’ asset allocation may improve sustainable withdrawal rates by 70% or more, according to research from AllianceBernstein.Â
/PRNewswire/ AllianceBernstein L.P. (AB), a leading global investment management and research firm, today released an in-depth research report to help.