taking place at the quicken loans arena. while you re there, can you ask a mortgage specialist if i should refinance my 30-year fixed rate to a 15-year fixed rate? and then ask the candidates. i think we can do that down the row quickly. are you sure you don t want a 5-1 adjust snabl. the adjustable arms i don t trust, chris. i told you to get the adjustable rate mortgage. he doesn t his zbln don t do interest only, america. i will say there s a lot of cleveland cavaliers stuff here. obviously the cleveland cavaliers play here. chris is trying to get some lebron james thing signed. i m thinking that lebron james plays here i m thinking of beginning the debate with some resin. come back to the shot of me guys. this is how it goes. then i m going to go like that and stuff s going to go up in the air. the five have almost destroyed the debate. you two fine gentlemen.