CIBIL is one of the leading credit bureaus and one can access one s credit report from their portal by registering and following the necessary authentication process.
Secured credit cards are meant for individuals who have poor or no credit history. You will need to give a security deposit, that serves as your credit limit. Use the card responsibly by making small purchases and paying off the balance in full each month to show responsible credit usage.
There are a number of factors not affecting your credit score such as salary level, employment status, savings, insurance policies, utility bills and social media activity.
Owning a second home in India offers financial gains and personal fulfilment. Research shows a growing demand for holiday homes, with a total value of $1.394 billion in 2021. Consider factors like location, finances, and legalities before making the purchase for a smooth ownership experience.