A couple sits down to sort out their budget before planning anything.
Keep your goals top of mind The main point of financial planning is to use your money as a tool for life. As far as the budget goes, understanding what you actually want to do in your life is very important to build that plan. Eric Roberge, certified financial planner and founder of Beyond Your Hammock
Find out where your money is going already I would say that the first step I m always surprised at how many people either discount this or put this off or just don t know is really being honest about how you re spending your money. You have to know how much is coming in versus how much is going out on a monthly basis.