we could have some performance and some cost scores and make a decision. so we loan to our kids at the same rate the federal government pays. yes. at 6.8% we re talking about the interest rate higher than the prevailing 30-year mortgage rate. that strikes me as who is going to take that loan. the impact of that, it determines what some kids can and can t do leaving school. they can t come into education, social work. they can t go into the professions that would allow them to give back. they have to always think about how do i earn the most amount of money. it s not just the students. it s every person in america would benefit from these youngsters being the best they can be. that s the trouble in the country. we go at half rates. we ought for stand for these kids. that s peak what i want to come back. what everyone at this table cares about is making sure kids have an opportunity and a chance. what we disagree without is the ways to get there. that s what makes it exciti