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Expert advice to make a plan for your money in 2021

A couple sits down to sort out their budget before planning anything. Keep your goals top of mind The main point of financial planning is to use your money as a tool for life. As far as the budget goes, understanding what you actually want to do in your life is very important to build that plan. Eric Roberge, certified financial planner and founder of Beyond Your Hammock Find out where your money is going already I would say that the first step I m always surprised at how many people either discount this or put this off or just don t know is really being honest about how you re spending your money. You have to know how much is coming in versus how much is going out on a monthly basis.

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4 ways the pandemic taught me resilience, in work and life

SeventyFour/Getty Images The challenges of this year have helped me strengthen my resilience. By scheduling self-care and putting energy toward the things I can control, I ve been able to stay focused on my professional and personal goals. Building and maintaining work relationships goes a long way, too. This article is a contributed piece as part of a series focused on millennial financial empowerment called  . I don t think many of us have felt like we are thriving during this pandemic. But the truth is, we are resilient. We are finding new ways to thrive, just as we are finding new ways to live and work.  

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