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Synopsis
At the time of buying the health plan if your focus was more towards going for lower premium, then the chances are the that your health plan may have various sublimits, copayment or deductibles.
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During the novel coronavirus pandemic, on average an insured Indian has been paying at least 40% of the covid-related medical expenses from their own pocket. In other words, health insurance policies have not been fully paying for the medical expenses incurred by people due to the virus.
According to General Insurance Council of India data, from since beginning of the covid 19 pandemic last year till May 14, 2021, on average an insured Indian was paying around 40% of the covid treatment costs from his/her own pocket with average payment of Rs 95,622 against a claim size of Rs 1.54 lakh. A total of 14.82 lakh Covid-19 claims worth Rs 23,000 crore were reported during this period out of which only 12.33 lakh (83%) claims worth Rs 11,700 crore (51%) were settled by insu
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Covid-19 treatment at home: How to claim insurance, documents required and more
Many Covid-19 patients are opting for home treatment facility offered by hospitals due to a shortage of beds. Any Covid-19 patient with an eligible healthcare insurance plan will be able to claim settlement for treatment at home. Here s all you need to know.
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UPDATED: April 27, 2021 15:28 IST
Individuals who have a Covid-deadicated health insurance policy can claim settlement for home treatment as well. (Photo: Pixabay/Representational image)
People who have tested positive during the second wave are finding it extremely difficult to find beds in hospitals for treatment. Reports emerging from several states suggest that hospitals have been overwhelmed by the sharp rise in Covid-19 cases.
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