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401(k) hardship withdrawals rise as increased cost of living challenges retirement savings: report

Nearly 3% of workers made hardship withdrawals from their defined contribution plan in 2022, an increase from 2.1% in 2021, Vanguard's How America Saves 2023 report said.

Automatic enrollment on the upswing among defined contribution plans

The number of defined contribution plans offering automatic enrollment has increased steadily over the years to 58%, a Vanguard survey shows.

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