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Insurance premiums: Parliamentary panel calls for lowering GST on insurance

A parliamentary committee led by Jayant Sinha has recommended the rationalization of Goods & Services Tax (GST) on insurance products, particularly health and term insurance, to make them more affordable. The committee also suggested that the Reserve Bank of India issue on-tap bonds to meet the capital requirements of the insurance industry, estimated at Rs 40-50,000 crore. Additionally, the committee proposed strengthening the financial condition of state-run general insurers and implementing measures to improve competitiveness and attract capital and talent. The committee also recommended the establishment of a specialized insurance business for disaster-prone areas and the examination of E-Challan enforcement for motor insurance across states.

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