10 years projected to be 33 percent. it is unsustainable. we don t have the money and it is eating up our budgets and we need to put competition in the markets instead of taxpayers dollars at the program. rick, this was sold with a proposition that it would not add a dime to the deficit. do you believe that? the honest answer, i don t think we know yet. most of the spending provision have not gone into affect yet and when they do it is experimental. it is not for the states emac who have to begin to set up the exchangings. there is no guarantee that obama care will be repealed and that it will not be in or out and states have to prepare right now . that costs money. it feels like a high school science project throw in the baking soda and soda and right