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whether there is an election going on in your area, you can check on the bbc news website or app. we will have full coverage of those elections here on bbc news. staying in the uk, a financial watchdog is warning firms they must have their houses in order before new regulations aimed at protecting victims of fraud come into force in october. the payment systems regulator says traditional high street banks have made significant steps in refunding victims in recent years, but smaller, online based money transfer services or so called electronic money institutions still have a long way to go to catch up. earlier i spoke to dan whitworth, from radio 4 s money box programme, who s been looking into this. this comes down to protecting victims of fraud. the way the regulator wants to do that is to incentivise banks, to incentivise so called electronic money institutions, to hold them liable for victims losses, to incentivise them to essentially better protect them and stop fraud happenin
earlier i spoke to dan whitworth, from radio 4 s money box programme, who s been looking into this. this comes down to protecting victims of fraud. the way the regulator wants to do that is to incentivise banks, to incentivise so called electronic money institutions, to hold them liable for victims losses, to incentivise them to essentially better protect them and stop fraud happening in the first place. so what is an electronic money institution? well, some of the best and well known of those are brand names like wise, tide and revolut and it is those that the regulator wants to up their standards to help protect people, and fundamentally it comes down to people i ve been speaking to, a lady called carol alexander who is a victim of fraud who had £80,000 stolen from her bank account and from her emi about a year ago. the bank account refunded within 2a hours, and apologised, and it took her an 18 month fight to get the money back from her emi, from her electronic money institution.
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