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Luxury homes are more expensive than ever as the wealthy buck high mortgage rates

"So many affluent buyers are able to buy homes in cash, rendering today's elevated mortgage rates irrelevant."

A record share of Americans are buying houses with cash

The average US homebuyer has gained $40,000 in buying power in the last 3 months as mortgage rates cool

Trying to time the housing market to lock in a low mortgage rate is a "waste of energy", Redfin's chief economist said.

Mortgage Magic: Buyers Unlock Extra $40,000 As Rates Drop To 6 7%

Homebuyers are getting more for their money now that mortgage rates have dropped to 6.7% — down from nearly 8% in October. A homebuyer with a $3,000 per month budget can afford a house that costs nearly $40,000 more since mortgage rates peaked last fall, according to a new report from Redfin. A budget of $3,000 per month will buy a $453,000 home with a 6.7% mortgage rate. In October, the same buyer could have purchased a $416,000 home with an average mortgage rate of 7.8%. Don't Miss: Investing

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