be a lot on your own, but if you give just a be a lot on your own, but if you givejust a penny be a lot on your own, but if you give just a penny you be a lot on your own, but if you givejust a penny you can really make a difference debate are you not concerned, alison, i know that pennies, your organisation, has been around a long time, you jumped on this idea of digital giving early on, now everybody else is creeping into your area and offering people the option to save, to put money into investments, and how likely are people to do both? it s a really good question, sally. i think people will do both, i think people will do both, i think we do a lot of card transactions every week and not all of them need to be rounded up. when i d go back to when we used to drop coins in a box, you don t drop all the time, but you do when you want to do it. and i think, yes, we need to save and we need to get young people investing, and, in fact, earlierabout young people investing, and, in fact, e