of your assets. and, depending on what strategy you want to employ, it is not you know, it used to be five years ago, it was taboo and you d never take any money and i believe there are circumstances that this could be a real benefit to you, to access these monies for different reasons. certainly, the down payment on a home, would be an outstanding reason, to access it, and another might be, if you economically can t afford any other way to keep your home. maybe you have to action it for that as well. jamie: there are exceptions for medical expenses and such, and it is worth looking into, we wanted people to know if they have to do it, do it right, michael seymour, great information and i love it, private wealth strategies, what we want to do for folks at home. thank you. thank you, jamie. rick: more than 200 off-road racing teams roaring across nevada s desert today. and, the bureau of land management green lighting the event, despite a deadly accident in a similar race last s