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A shock for many retirees: Social Security benefits can be taxed

Retirement Savings Are Growing But Not For Everyone

While many near-retirees seem better prepared for the average costs of old age, including healthcare and long-term care, tens of millions of others are not.

401(k), IRA balances fell for older millennials, young Gen Xers during the pandemic. Here's why

Rising access to 401(k) plans has created more small accounts among young savers, say researchers.

401(k), IRA balances fell for older millennials, young Gen Xers during the pandemic. Here's why

Rising access to 401(k) plans has created more small accounts among young savers, say researchers.

More Americans are dipping into retirement funds for emergencies

“Hardship withdrawals” are rising, Fidelity Investments reports, most commonly to avoid eviction or foreclosure or pay medical bills.