The grim end to this pandemic year should not cast a pall over investment hopes for 2021.
Financial experts are upbeat about prospects for the UK, though the recovery might not kick in until the late spring or summer when enough people should be vaccinated against Covid-19 for economic activity to resume.
Aside from the great relief and stimulus effect of the vaccine, Brexit uncertainty will lift if the deal with the European Union is approved as expected.
The UK was a laggard on world markets in 2020, and with the exception of FTSE small caps the top indices look set to end the year in the red.