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deregulatory gap for the small banks. but there s a bigger question in back of all of this, ari, and that is, banks are public institutions . should they have shareholders? should they be seeking to make a big profit on people s deposits? i think this is an opportunity to rethink that basic proposition. yeah and to sort of go bigger and, that would look like what like some of the old-school stuff that would really, what, bar them from playing with depositors money, regular customer money at all? yes i mean, why not go back to the 1930s glass steegle act? that really did separate investment from commercial banking. if you re a commercial banker and you were taking in deposit, you couldn t play with them. and we should get right back there. i mean, this is a good opportunity to say to youoursel, enough of this