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Operator Welcome to the Cadence Bancorporation First Quarter 2021 Earnings Call. Well, comments are subject to the forward-looking statements disclaimer, which can be found in the press release and on Page 2 of the financial results presentation. Both of these documents can be located in the Investor Relations section at cadencebancorporation.com. [Operator Instructions] I would now like to turn the conference over to Paul Murphy, Chairman and CEO. Please go ahead. Paul B. Murphy, Jr. Director, Chairman and Chief Executive Officer Good morning, and thank you for joining us. With me today are Valerie Toalson, Sam Tortorici, Hank Holmes and Billy Braddock. As many of you know, we hosted a call announcing our merger with BancorpSouth on April the 12th. I would encourage investors to review that presentation to learn more about our strategy and the significant opportunity we see for our overall combined companies. For our call today, we re going to be focused on first quarter res

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