That loan was rejected twice, the museum said, likely due to a glitch because it was applying as a nonprofit, even though it applied at Cross River, the same bank it had used for its first-round loan last year.
In April, museum officials reapplied at other financial institutions, thinking they had more than enough time to be approved and funded before May 31.
Even though the museum is now open again at limited capacity, the funding would have been a big help. Last year, the institution received a PPP loan for about $460,000 2.5 times monthly payroll for the 50-some employees which helped it stay afloat.