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International Payments Executive Barry Rodrigues Joins First American Board
Share Article FORT WORTH, Texas (PRWEB) February 24, 2021 First American Payment Systems today announced the appointment of Barry Rodrigues to its Board of Directors. Rodrigues, a proven global business builder and senior digital payments executive, joins an esteemed group of private equity investors and financial services leaders who hold fiduciary responsibility for the governance of the company.
Rodrigues’ career encompasses all aspects of the financial services and payments spectrum at some of the world’s largest financial institutions. Prior to joining Commerce Ventures as Senior Advisor in January, Rodrigues served as CEO of Barclays Cards and Payments division and as CEO of Barclays Bank Delaware. At Barclays he had responsibility for the bank’s credit card and digital bank businesses in the US and Germany as well as their me
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WHAT MATTERS
The industry practice is to set the Payment Rating to a code of 0 if the account was current on the closing date or to a code of 1-6 reflecting that the account was past due when it was paid off. This forms the basis of recent claims under FCRA brought by plaintiffs who claim that this standard method of reporting is inaccurate.
Metro 2 is the standard system used by furnishers of credit information for reporting consumers’ account information to credit reporting agencies. This system requires the input of several different codes, including an Account Status code, a Payment Rating code, and various others indicating the current balance, payment amounts, and amount past due. When an account is closed or paid off, the codes are set to reflect the outstanding balance and past due amount as zero, and the Account Status code is set to 13, reflecting that the account was paid or closed with a zero balance. Additionally, pursuant to the guidelines in the Credit Reporting Re
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