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This story is sponsored by TrueNorth Wealth. People often use the words rich and wealthy interchangeably to describe someone with considerable financial assets. In his recent book, The Psychology of Money, Morgan Housel provides a striking illustration of how the two differ. Housel sets the stage with a story from his time as a valet Housel writes, My time as a valet was in the mid-2000s in Los Angeles when material appearance took precedence over everything but oxygen. He describes an experience with one of the regulars named Roger. Roger was a young man about Housel s age who drove a Porsche which led Housel to draw assumptions about Roger s wealth. One day, Roger showed up in an old Honda. The same thing happened the next week. And the next.

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