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Op-Ed: Legal and compliance in the insurance industry — stakeholders of stability

By Derek Smith Jr During a recent conversation concerning the complexity of the growing regulatory environment, one position held firm that legal and compliance professionals should be seen as partners in sustainability. Additionally, in the current economically complicated environment, insurers have been required to respond to new risks more successfully, make more substantial commitments and innovate to maintain their market share. Authorities across the globe have been deploying appropriate safeguards through legislation to ensure the long-term viability of the sector. In The Bahamas, this is particularly true where the Bahamas Insurance Association (BIA) issued new onboarding requirements for general insurance. This notice essentially required a risked-based approach of all insured individuals irrespective of the type of insurance being procured and required accompanying documents aligned with the associated risk rating assigned to the policyholder. This amounted to an increa

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