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Operator
Good day, and welcome to the Provident Financial Services Incorporated Fourth Quarter Earnings Call. [Operator Instructions] After today s presentation, there will be an opportunity to ask questions. [Operator Instructions]
I would now like to turn the conference over to Mr. Leonard Gleason. Please go ahead, sir.
Leonard G. Gleason
Senior Vice President and Investor Relations Officer
Thank you, Chuck. Good morning, ladies and gentlemen. Thank you for joining us for our fourth quarter earnings call. Today s presenters are Chris Martin, Chairman and CEO; Tony Labozzetta, President and Chief Operating Officer; and Tom Lyons, Senior Executive Vice President and Chief Financial Officer.
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