Inflation and market volatility are seen as obstacles to saving for a comfortable retirement, study shows. Job seekers continue to see 401(k) savings accounts as a must-have benefit when considering a new job, as they find that current economic conditions are making it difficult to save for retirement, according to a new Charles Schwab survey.Some 62% of workers listed inflation as an obstacle to saving for a comfortable retirement, up from 45% last year, and 42% said that stock market volatilit