On the money starts now. This is on the money, your money, your life, your future. Now, becky quick. More than 150 Million People around the world are expected to watch the broncos and the panthers in the super bowl this weekend. To some of the fans the winner of the real game isnt as important as the outcome of the fantasy games where prizes can be more than a million dollars. Our daily Fantasy Sports just a game or gambling . Thats the cover story. Draft kings and fan duel is largest sites have spent more than 200 million on ads promising big paufs. Users compete trying to pick the best player for the virtual team. The winner is determined by the player stat that is day and a cash prize is awarded. Nearly 57 Million People in the United States and canada play Fantasy Sports. Up nearly 90 since 2008. Professional sports leagues and Big Companies invested in the but as daily Fantasy Sports have grown in popularity so have questions about the legality. Thats spurred protest. Most players lose money. A study by sports Business Journal found in the first half of 2015, 91 of baseballs aily fantasy player profits were won by 1. 3 of users. The attorneys general of six states call it gamnling or illegal under state laws. Investors like the Dallas Mavericks owner mark cuban say it is a game of skill. We know fantasy spo s and daily fantasy arent gambling. Period. End of story. Comcast and nbc universal, the Parent Company that produce it is program own a stake in fan duel. Are daily Fantasy Sports skill or gambling . Timothy fong is from the ucla Gambling Studies Program and rick ca are, ro is a sports attorney. Thank you for being here. Is it a game of skill or gambling . Its a game of skill based on my prior history. In the 60s i would send draft picks in the mail to friends. We would play a forerunner of fantasy and frankly 5 o apf the entsre industry is the daily fantasy dustry. The rest of the industry is fantasy on a seasonal basis that nobody questions. I think well see in t future most of this evolving into Technology Companies as opposedk to Media Companies which is another issue. Mark cuban is right. Why do you think the daily Fantasy Sports are seen one way, season long sports are seen a different way. In my opinion seasonlong Fantasy Sports is skill based. Players are constantly making moves. Things are changing. Daily Fantasy Sports is gambling because it is a game of chance. Any eventskcan happen that day, lly be ust determining the outcome which is gambling. I want to come back to you. When you say its legal attorneys general say fan duel and draft kings isnt legal in their opinion. In fact its been this week we saw an attorney general stand up, from rhode island who said he thinks it is legal but needs to be regulated. What do you say to the attorneys general . It needs to be regulated. We are seeing evolution into a different kind of game. My point is this. The games themselves are evolving. I ha lost money on both. Dont judge it by that. The bottom line is that the game of skill is evolving and it really doesnt turn on whether its one week, two or a season. The companies that are prevailing are the ones that will figure out how to use the communal aspect of playing these games because every league has this kind of process. The issue is not to put your an headoin the sand and say its illegal. The question is how you regulate it, tax it and evolve it. Im not sure where i come down on this. Lets talk about your expertise in gambling. Some of the concerns from people who look at this say, wait a second, you can get addicted to Something Like this. What do you think about this with the potential for gambling addiction . Have you seen cases like that . Absolutely. There is definitely risk to develop addiction. We have seen cases come into the clinic as well as the state Treatment Program for men and women who suffer harmful consequences because of daily Fantasy Sports or fantasy gambling. Its a new and emerging form of gambling and a potential for addictive behaviors from that. Is that enough to make it illegal, to ricks point . Again, its not that it should be illegal. This is a form of gambling. At its best its entertainment. Modern Day Entertainment that can bring people together. Whats important to me is that all forms of entertainment are regulated to protect consumers and businesses to make sure we have a really effective product that moves society forward. You mentioned all of the major leagues have had a relationship with thes fantasy sport sites. Although a lot of them backed away since attorneys general started making noise about this. Where do you think that shakes out . Regulation and clarification of where this is going. More and more people understanding that fantasy, as a communal activity whether moe bile or otherwise is going to evolve. The attorneys general are right. They need to protect their interests. If it is taxation, evolution. Agoin, thebeedia companies have been driving this. Lets understand in the future Technology Companies will emerge rick, tim. Thanks for joining us. Thank you you. A now a look at whats making news. As we head into a new week on the money a mixed employment report for january. The economy created 151,000 jobs which was slightly below expectations with strength in the retail sector. The Unemployment Rate fell to 4. 9 , the lowest in eight years. If you didnt like what the market was doing this week all you had to do was wait a day. Stocks were flat, falling or flying depending on when you looked. Most of the week they moved as oil did. They fell on friday. Martin shkreli appeared at a capitol hill hearing on drug pricing this mek. In spite of the fact he said little he infuriated many representatives with the smirk on his face and silence. The company acquiredtyhe rights to a lifesaving drug. 750 a pill. Later he tweeted its hard to accept these imbeciles represent the people in. Ur goth. Vernment. Classy. With salaries expected to rise now may be the time to look for a new opportunity. There are some things you need to know before sending out your by resuby. Sharon epperson is here now with ideas on how to make the most of your job hunt. Sharon, what are some of the trends youre seeing in todays market and where are some of the hottest areas for hi ing . Some of the general trends are low skilled workers are getting the training to get into higher skilled jobs. We talked about increasing wages. Ecthats another great sign for people. Whether they are currently working in a company or know they will be hired at a higher level of pay. Also seeing more diversity in terms of management. More women in the managerial ranks and more younger people. People under 30. The Career Builder survey that came out. They looked at areas where workers than the average number. And those Industries Like Financial Services and health care and technology, thats where a lot of folks will be seeing added fulletime workers. The hottest areas within that because just because you are in Financial Services doesnt mean you have the job security. You have to look at the areas that are the hottest now and there were areas like customer service, sales, production. Also looking at Information Technology which is a hot area. If im actively looking for a job are there things i need to know about digital d anding . Things i should be doing in terms of social media sites . You definitely need a linkedin profile. You cant graduate from the graduate program without a linkedin profile. It is a way to show case your work, have your resume there and of course to have a great picture, professional photo. All of these things are things people look at. The first thing an employer does is google you and see what comes up. They see. Are there things you need to make sure you do . You want to know about the company. Do your research. Know what you can about the person interviewing you and the company about the Business Unit you will be a part of. Talk to as many people about that. Do research on whats happening. The news of the day. Sometimes you find out about changes in the daily paper that morning before you go into the interview. An your research there. Also practice interviewing with friends, with colleagues do some interviewing skills there. Also have critical questions. Come in there with things you want to know. You are interviewing them as smuch as they are interviewing you. The interviewers job makes sure you fit in with the company. Great advice. Thank you. Sure. Nasa has the help wanted sign out. Up next, how to lan the ultimate new gig. Had the right stuff. And valued over a billion dollars. A really smart guy who made a big mistake and decided to write a book about it. We hear a lot about innovation and n ideas. Tor ake change happen you need the people to get it done. Adam grant is a professor of management in psychology at the Wharton School of the university of pennsylvania. His back is originals, how nonconformists move the world. Me we talked to him about what it eans and his research may surpri you. G they are not necessarily the crazy ones. In a squarele hole to be original. Many originalsate risk. I think of somebody who founds a company and think they must have a huge risk tolerance. Who looks at that and doesnt want to look at the risk . It looks risky. But in their mind it is risky not to act. They have big ideas and what happens if they dont if give it a shot . Entrepreneurs who say i will keep my day job before i go all in are 33 less likely to fail. Counter to what people would expect. You think you have to devote your heart and mind and soul to an occupation, those are the stories we hear. A lot of successful entrepreneurs are people saying i want a backup plan and buy time to do the idea right. Look at phil knight. He started nike but started as an accountant selling shoes out of the trunk. If he had gone in right away he would have had pressure to get the product to market. Instead he built an extraordinary company. Think how can i make myself more of someone like this or help my kids to develop some of these characteristics. What would you tell them . First, generate more ideas. The data show your first 15 it eas are less creative than the next 20. Most people never get to the next 20. They get hooked on idea one. I have to come up with 15 before a good one . The ten minutes people generate about 15 ideas for solving a problem or coming up with a new business. Then they feel out of steam. When theyre told you have five more minutes, inhink more. They have another dozen and t y are more original. The first ideas are conventional. What made you start thinking about things, how did you test it and develop theories . I made a bad decision on warby parker. For people who dont know started with an online glasses business. They have been successful. You knew them well. They are now a billion dollar company. They were named the most innovative in the world by fast company. Neil bloominthat will was in the first class i taught at wharton and i opted out of investing which was depressing. I was curious about why i was so wrong. That led me to dig into the research. What are the lessons you ubring up in originals can we apply to personal life . If you study creative architects and look at them versus technically skilled but unoriginalal peers. One thing is their parents were much more likely to focus on values than rules. They said, lo. These are Guiding Principles but we want you to have freedom. They were more comfortable saying this is what i believe in. Maybe not listening to nay yers. It sounds like the idea of think. Exactly. I was a little surprised. There is evidence suggesting that parental conflict fuels creativity among kids. When your parents dont agree with each oh you have to think fo yourself. Thats a horrible lesson. I hate to hear it. Im not saying to e screaming at each oh. The idea you havs to be perfectly unified on every message communicated to the kids. You can still love each other. Teach your kids to challenge assumptions. I like that. Challenge authority, too. Thank you. We appreciate you being here. Thank you for having me. Up next on the money a different kind of super bowl competition and a Small Business that cant afford to wing it. Fly among the stars. Its about time the taco. Came out of its shell. Unleash the power of dough. Give it a pop. That sound. Like nails on a chalkboard. But listen to this family talking thats a different kind of sound. The sound of the weekend. Unleash the power of dough. Give it a pop. You show up. You stay up. You listen. You laugh. You worry. You do whatever it takes to take care of your family. And when its time to plan for you listen, laugh, worry. You do whatever it takes to take care of your family. When its time to plan f your familys future, we are here for you. We are legal zoom. For over ten years we have helped families ike yours with wills and living trusts. When youre ready, start with us. Doing the right thing has never been easier. Legal zoom. Legal help is here. Your path to retirement may not be clear. We can help guide your retirement savings. For over 75 years investors relied on our disciplined approach to find longterm value. Wherever your journey takes you, we can help you reach your goals. Call a retirement specialist or your adviser to see how we can make the most of your retirement savings. Invest with confidence. The super bowl is fast you know what that means. Wings for one Small Business it is a big day. Kate rogers is here and has more. The competition will be fierce on the field and in the kitchen this super bowl 50 weekend. Its not just the teams that have something to prove. The one goal we are looking to break is our hourly3 volume to surpass 4,000. Last year we did about 3900. Matthew is out to top last years sales of 50,000 wings on super bowl sunday alone. All hands on deck at the store this weekend. Everyone from his dad steve who is coowner to his wife marissa who is 8 months pregnant and will be working. Earlier in the week he had 16,000 in preorders between his two long island stores. This year americans are set to eat 1. 3 billion chicken wings on Super Bowl Weekend which is big business for fast casual restaurants. Last Year National chain of Buffalo Wild Wings sold more weekend alone. The growth in the Restaurant Industry in franchising is across the board. The challenge for Small Businesses is ordering the right amount to keep up with demand. Wing zone has 4,000 pounds of wings in the cooler but they had to learn the hard way a decade ago. Our first year no one knew what to expect. The day was crazy. People waiting hours. We had to cancel orders. It was the closest thing to epic failure you can think of. Wing zone took out an ad to apologize and sales jumped the next year. They have continued to climb every year since. Just like players on the field he hope it is prep pays off. Aside from putting his pregnant wife to work how is he planning to beat the goal . They never want to stop taking orders. Last year they took breaks. They bring on staff and they want to go nonstop the entire game day. The place will be hopping. Absolutely. Thank you. Up next, on the money. A look at the news for the week flying high. What it takes to make it at nasa. This bale of hay cannot be controlled. Through elkhorn ranch, e sudden loss of pasture became a serious problem for a family business. Faced with horses that needed feeding and a texas drought that sent hay prices soaring, the owners had to act fast. Thankfully, mary miller banks with chase for business. And with greater financial clarity an and a relationship built for the unexpected, she could control her cash flow, and keep the ranch running. Chase for business. So you can own it. Welcome to the world 2116, you can fly across town in minutes or across the globe on mars and solar satellites provide earth with unlimited clean power. In less than a century, boeing took the world from seaplanes to space planes, across the universe and beyond. And if you thought that was amazing, you just wait. If youre running a business, legalzoom has your back. Over the last 10 years weve helped one million Business Owners get started. Visit legalzoom today for the legal help you need to start and run your business. Here are the stories that may impact your money. Earnings from cocacola, disney and cisco. Monday, chipotle stores will be closed for a company wide food safety meeting. Well see results from the New Hampshire primary. Federal reserve chair janet yellin will begin testimony on the outlook for the economy and interest rates. On friday well see the strength of the consumer when retail Sales Numbers are released. Listen up. You have until february 18 to apply for one of the coolest jobs in the world or even out of this world. We are talking nasa. Lets head to the Johnson Space center in hou on where the help wanted sign is out. As Mary Thompson tells us getting picked might be the easy part. Just as you said, nasa is accepting online applications for the 2016 astronaut candidate pool. It is expecting ing ing receive, nasa will get 8 to 14 candidates. Professional experience in degrees in science, math and engineering. Once they are accepted they go to a twoyear Training Program to hone their physical, mechanical and intellectual skills. I asked nasa to put me through the paces. Life in space is gruelling. 16hour work day that is include a mandatory twohour workout. Im supposed to run with this . Astronaut candidates jog or in my case walk as they will in space, tethered to bungee cords to keep them in place. Weighing bone density in space. Along with the physical they got it. As simulators like this one train them to capture incoming car go ships for the internationale space station. What im doing now is getting ready for a virtual extra vehicular activity better known candidates use gloves embedded with censor sensors to prepare for space walk where is handrails get them around the iss. I have it now. Part of a twoyear program to get ready for their time in space. Some of the other training, underwater training and they have to learn a Foreign Language if they are assigned to the iss they have to learn russian. Xithere is Mission Specific training. Keep in mind they actually dont fly until 5 to 8 years after they start at nasa. Back to you. That was awesome. You rock. After the training what does the astronaut make . Yhey earn between 6l,000 and 140,000 a year. It depends on experience. I hope you get picked r thats so cool. Lmary, thank you. I dont have that undergraduate degree. Anyway, thats the show for im becky quick. Thanks for joining us. Next week if you and your valentine are planning to tie the knot its notnsust the love but the money, too. What you need to now before you say i do. Each week were on the money. Have a great week. Ill see you next weekend. Plus a heated debate in the final faceoff for republican candidates ahead of tuesdays primary. Plus a check of the forecast. Im gus rosendale